Buy your next home before you sell
Bridging finance covers the gap between buying your new home and selling your current one. We work out your peak debt, end debt and a realistic sale timeline.
Is this you?
- Found your next home before selling
- Building a new home while living in your current one
- Downsizers who don't want to rent between homes
What you should know
Borrowing Power Calculator
Estimate your borrowing power using the same building blocks lenders use: income after tax, living expenses, debts and the 3% serviceability buffer.
Open calculatorFigures current as at October 2026. Scheme rules and caps change; we confirm them for your situation.
Our process
Value both homes
Realistic sale price and purchase costs.
Calculate peak and end debt
So you know your worst case.
Approve and buy
Settle your new home first.
Sell and repay
Sale proceeds clear the bridging portion.
Frequently asked
What if my home doesn't sell in time?
Lenders may extend or require a price reduction. We plan conservatively.
Do I pay two loans at once?
Often you service only the end debt, with bridging interest capitalised.
Can I bridge for a construction?
Yes, some lenders allow longer periods when building.
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How an Offset Account Can Save You Thousands (With Real Numbers)
See how much an offset account could save you in interest and years off your loan, with worked examples at 2026 interest rates.
How Much Do Extra Home Loan Repayments Really Save?
An extra $100, $200 or $500 a month can take years off your mortgage. See the real savings at 2026 rates, plus when extra repayments aren't the best move.
Ready to see your options?
Two minutes online, then a real broker calls you. No credit check, no obligation.