Home loan calculators

Free, fast and built with current Australian settings. Estimates only; a broker can confirm what lenders will actually approve.

Estimate your borrowing power using the same building blocks lenders use: income after tax, living expenses, debts and the 3% serviceability buffer.

Work out monthly, fortnightly or weekly repayments for principal and interest or interest-only loans, and see your balance fall over time.

Compare your current rate with a new one, including switching costs, to see your monthly saving and how fast you'd break even.

The RBA has lifted the cash rate four times in 2026. See how much more you're paying, and what another rise would mean.

Check property price caps for your state and area, your minimum deposit, and the main eligibility rules.

See how savings in an offset account cut your interest and the years off your loan, even if you start small.

Find out how much interest and time you save by adding extra to your repayment each month.

Ready to see your options?

Two minutes online, then a real broker calls you. No credit check, no obligation.