Lending for land, not just houses
Lifestyle blocks and hobby farms on the South Coast and beyond often fall outside standard home loan rules. Land size, zoning and income use all matter. We know which lenders say yes.
Is this you?
- Lifestyle blocks and acreage
- Hobby farms with some income
- Working farms and agricultural land
- Tree changers leaving the city
What you should know
Home Loan Repayment Calculator
Work out monthly, fortnightly or weekly repayments for principal and interest or interest-only loans, and see your balance fall over time.
Open calculatorFigures current as at October 2026. Scheme rules and caps change; we confirm them for your situation.
Our process
Check the land
Size, zoning, access, water and dwellings.
Choose the policy
Residential, rural residential or agri lending.
Value and approve
Specialist valuations where needed.
Settle
And review as your plans change.
Frequently asked
Can I get a normal home loan on acreage?
Often yes, within a lender's land size limits.
What if the land earns income?
It may need an agricultural loan assessed partly on farm income.
Do you help outside NSW?
Yes, we work Australia-wide.
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