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Finfident: Simplifying Home Loans with Confidence
Calculator

Do I qualify for the 5% Deposit Scheme?

Check property price caps for your state and area, your minimum deposit, and the main eligibility rules.

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5% Deposit SchemeLooks eligible
Price cap for this area
Minimum deposit (5%)
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Caps set by Housing Australia from 1 Oct 2025. Confirm your postcode at firsthomebuyers.gov.au. NSW first home buyers may also pay no stamp duty up to $800,000.

This calculator gives general estimates only and isn't an offer of credit. Example rate pre-filled: 6.49% p.a. Change it to your own rate.

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