RBA cash rate 4.60%, up 0.25% on 29 Sep 2026. Next decision 3 Nov.What it costs you →
Finfident: Simplifying Home Loans with Confidence
Calculator

What do the 2026 rate rises cost me?

The RBA has lifted the cash rate four times in 2026. See how much more you're paying, and what another rise would mean.

$
%
Rate rises passed on
Extra you pay each month$0
Repayment before
Repayment now
Extra per year
The RBA lifted the cash rate four times in 2026 by 1.00% in total, to 4.60% (RBA, 29 Sep 2026). Lenders decide how much to pass on.

This calculator gives general estimates only and isn't an offer of credit. Example rate pre-filled: 6.49% p.a. Change it to your own rate.

Ready to see your options?

Two minutes online, then a real broker calls you. No credit check, no obligation.

Get my rate in 2 min