RBA cash rate 4.60%, up 0.25% on 29 Sep 2026. Next decision 3 Nov.What it costs you →
Finfident: Simplifying Home Loans with Confidence
Calculator

How much will an offset account save me?

See how savings in an offset account cut your interest and the years off your loan, even if you start small.

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Interest you could save$0
Loan paid off earlier by
Saving in year one (starting balance)
Assumes the rate stays the same, you keep your normal repayment and never withdraw from the offset.

This calculator gives general estimates only and isn't an offer of credit. Example rate pre-filled: 6.49% p.a. Change it to your own rate.

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