RBA cash rate 4.60%, up 0.25% on 29 Sep 2026. Next decision 3 Nov.What it costs you →
Finfident: Simplifying Home Loans with Confidence
Calculator

How much could I save by refinancing?

Compare your current rate with a new one, including switching costs, to see your monthly saving and how fast you'd break even.

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You could save each month$0
First year
5 years, after costs
Over the loan
Costs paid back in
Check break costs before leaving a fixed rate. Some lenders offer refinance cashback.

This calculator gives general estimates only and isn't an offer of credit. Example rate pre-filled: 6.49% p.a. Change it to your own rate.

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